NPST’s nine-month revenue reached ₹152.46 crore, up from ₹85.40 crore in the same period last year. The growth reflects NPST’s continued investment in expanding its core payment platform and venturing into new verticals such as Offline Payments (QR and SoundBox), RegTech and Instant Credit on UPI as a part of its strategy to strengthen and diversify its portfolio.

The net profit for the period surged to ₹38.91 crore, a significant increase from ₹16.69 crore in FY 2024, a 133.08% increase.

The EBITDA for the nine months stood at ₹55.71 crore, compared to ₹28.40 crore in the same period last year, an increase of 96.2%.

For the quarter ending December 2024, NPST posted revenue of ₹23.23 crore, compared to ₹32.08 crore in the corresponding quarter of the previous year. The company maintained a positive EBITDA of ₹8.21 crore and a net profit (PAT) of ₹5.14 crore, driven by effective cost management and strong operational efficiency.

Deepak Chand Thakur, Co-Founder and CEO NPST, said, “NPST’s Q3 performance highlights the impact of our strategic investments. While these have affected short-term revenue, they have reinforced our long-term foundation. Our nine-month results demonstrate solid growth, and our continued focus on high-potential areas like Offline Payments, RegTech and Instant Credit on UPI will position us for sustained expansion, providing a competitive advantage in the evolving fintech landscape.”

Commenting on the company’s financial performance, Ashish Aggarwal, Co-Founder and Joint Managing Director of NPST, said, “NPST’s consolidated nine-month performance remains resilient, driven by financial discipline, operational efficiency, and strategic investments in product expansion. These investments are key to deepening customer relationships, securing a stronger foothold in the fintech sector, and driving sustained value creation for our stakeholders.”

Launched Instant Credit on UPI: NPST launched a UPI Instant Credit Line for one of India’s largest banks, marking an entry into embedded lending.

RegTech Pilot: The company successfully piloted an AI-driven Risk Intelligence Decisioning Platform to counter fraud and enhance security of payment ecosystems for acquirers Offline Payments: Secured incremental orders for Qynx (QR and SoundBox) and expanded its customer base for the product.

Strategic Partnership: NPST partnered with a leading payments bank to optimize payout services and improve transaction flows.

Industry Recognition: The company was awarded ‘Company of the Year 2024’ by Frost & Sullivan for its innovations in payments technology.

Incorporated in 2013, NPST is a leading fintech firm in India, part of the Make in India initiative and listed on the NSE Small and Medium Exchange. We specialize in UPI payments and digital banking and operate as both a Technology Service Provider (TSP) and a Payment Platform as a Service Provider (PaaS). Our solutions include online and offline transaction processing, banking super apps, fraud prevention, dispute management, and RegTech. NPST’s mission is to deliver financial technology solutions across the financial value chain — serving banks, fintech’s, and other industry players — and to drive the growth of the digital payments ecosystem. NPST supports 100+ customers, and processes 50+ million transactions daily, advancing businesses, individuals, communities, and economies through its innovative solutions. For details, please visit www.npstx.com.