Build trust across the entire digital payments chain

The growth in UPI and real-time payments has intensified the risk landscape for acquirers. Acquirers encounter risks such as merchant and transaction fraud, high chargeback volumes, and issues related to compliance, transaction monitoring, and data security. Traditional fraud detection systems rely on static, rule-based frameworks struggle to adapt to constantly evolving threat patterns.

NPST Risk Intelligence Decisioning Platform addresses these challenges by utilizing advanced machine learning algorithms. The platform’s fraud orchestration technology analyses hundreds of data signals from diverse sources, enabling predictive real-time fraud detection and significantly reducing fraud losses.

Actionable Intelligence

Predictive Fraud Detection

Utilizes real-time monitoring and machine learning to analyse transaction patterns, continuously refining baseline profiles to predict and prevent fraud.

Transaction Trust Score

Ensure efficient and uninterrupted billing transactions with a robust payment processing switch, designed to handle high volumes with ease.

Merchant Trust Score

Employs AI and ML to evaluate merchants through various data points and update scores with ongoing monitoring to ensure regulatory compliance.

Merchant Hotlist Registry

Consolidates blacklisted merchants across systems, preventing bad actors from entering the ecosystem through shared intelligence.

Chargeback Fraud

Employs advanced AI and risk modelling to analyse transaction patterns, flag problematic transactions, and reduce the costs associated with fraud and chargebacks.

Risk Intelligence Decisioning Platform Advantage

Unrivalled Intelligence

Deploys sophisticated machine learning algorithms to detect fraud and lower false positives without compromising security. An advanced AI and ML-driven rule engine provides the flexibility to create a custom set of policies and actions for merchants.
Deploys Clear Box Approach to Authentication

A white-box approach provides transparency into each risk rule decision and outcome, with the flexibility to continually fine-tune the approach and strengthen decision-making without human intervention.

Richer Insights for Improved Fraud Prevention

Rich graphical dashboards aid in identifying fraud trends and fine-tuning performance. In addition, the platform ensures compliance with regulatory mandates related to fraud reporting.
Protects Customer Privacy

NPST’s platform adheres to stringent data security, privacy, and regulatory reporting standards, ensuring customer privacy and compliance in the event of a fraud occurrence.

Power of Aggregate Intelligence

By partnering with NPST, payment aggregators benefit from a collective intelligence network. The platform combines data from all onboarded partners, strengthening fraud prevention efforts through a shared pool of insights and experiences.

NPST RIDP

Risk Intelligence Decisioning Platform

Risk Intelligence Decisioning Platform Advantage