Manage Payments effortlessly with Delegation using UPI!

UPI Circle enables primary users to delegate payment tasks to secondary users with customizable access levels. It supports both banked and unbanked users, offering broad inclusivity. Primary users can set transactional limits for each delegate, maintaining control while benefiting from convenient delegation.

Value We Deliver

Low-cost Customer Acquisition

NPST UPI Circle turns customers into bank agents, enabling banks to reach unbanked segments cost-effectively.
Mitigates Risk with Limits

Allows customers to configure transaction limits and validity periods for delegate access.

Efficient Dispute Management

Interfaces with NPCI UIDIR system to efficiently manage disputes for delegated payments, reducing manual efforts and errors.
Efficiently Processes Payments

Seamlessly connects with the central payment scheme to manage transaction requests and approvals.

Enhanced Security

Allows primary account holders to manage authorizations for secondary users, with secure two-factor authentication protecting the entire workflow.

Transact Anytime, Anywhere

Secondary users can conveniently transact P2P and P2M, in-store and online, with UPI Circle.
UPI for unbanked users

UPI circle allows even individuals without bank accounts to transact with a delegation and join the digital economy.

Total Control

Primary account holders can monitor and manage all transactions performed by secondary users, ensuring complete control and security.

NPST UPI Circle

Cost-efficiently expand digital payment access with pay delegation using UPI

Value We Deliver